Filing for bankruptcy after consolidating credit cards best open source dating website

In that case, depending on your circumstances, you may be allowed to discharge the loan.You’ll need to discuss the issue with your bankruptcy attorney.Because the debt consolidation loan was used to pay off your student loans, the new loan will be considered “educational debt” and fall under the strict bankruptcy rules that state that you can’t discharge educational loans unless you can prove that paying them will cause undue hardship.Mixed Use Loans Some debt consolidation loans are used to pay off both student loans and other unsecured debt such as a credit card.

Chapter 13 is best for those who have enough income every month to service debt and would also like to salvage their credit.

Having the advice at hand will help you avoid making a bad choice that may eventually drive you to file for bankruptcy.

While the ads pitch the promise of debt relief, they rarely say relief may be spelled b-a-n-k-r-u-p-t-c-y.

And although bankruptcy is one option to deal with financial problems, it’s generally considered the option of last resort.

The reason: its long-term negative impact on your creditworthiness. The consequences of bankruptcy are significant and require careful consideration.

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