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However, a person may make anybody the beneficiary of the policy.The insurance policy is a legal contract between the insurer and the insured.However, having a life insurance policy does not mean that you will get life cover for all kinds of deaths.Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.At the same time, there is a bit of commerce involved in this.

Taxation Taxation in the context of insurance is a complicated matter especially when you think of it from a global perspective.

Governments around the world encourage people to go for insurance.

Many countries give incentives in different forms to encourage this practice.

Insurance certainly eases the pressure on a common person who depends on regular earnings to support his or her family.

The insurer has the right to deny selling a policy to an insurance seeker on various grounds.

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